Explore account terms for India
Our legal terms explain how your account is created, how identity checks work, what records we keep for UPI, Paytm, and PhonePe transactions, and when we may pause access to meet legal duties. They also set out your promises to us: provide accurate details, keep your
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login private, use payment methods that belong to you, and follow local rules that apply where you are. Access and eligibility depend on local law and is available where local law permits. If a law, payment rule, or security concern affects your account, we may ask
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for documents, restrict a feature, or hold a request while checks are completed. We write these terms so you can understand the contract before you open an account and know which route to use when you need changes.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.